Merchant Services

Merchant Services - Integrated payment platformPayment Integration

Our suite of processing options and payment integrations enables you to use your preferred software applications, including:

  • QuickBooks®
  • Sage 100
  • Sage 300
  • Sage 500

Streamline internal business practices and information across your entire organization. Automate your business operations and enjoy integrated payment processing with your Electronic Payments merchant account and our merchant products and services.

ProCharge® Plugin is designed for QuickBooks® Accounting Software versions Pro and Premier 2014-2020 Editions and Enterprise Solutions V14-18 for Windows. Multi-user capable where supported; see system requirements for version information. QuickBooks® is a registered trademark of Intuit Inc. in the United States and other countries, used under license.

Merchant Services - FREE Credit Card TerminalFREE Credit Card Terminal

FREE Credit Card TerminalStarting a new business or replacing outdated processing equipment with an EMV enabled device to accept credit cards is hard. We understand the costs associated with growing and operating a successful business. Take advantage of the Electronic Payments Free Terminal Program and be ready for any sale that walks through your door!

Merchant Services - eGift / loyalty eGiftSolutions® – eGift / loyalty

eGift LoyaltyEnhance your service offerings with eGiftSolutions®, the most comprehensive gift & loyalty card program available. Gift cards are the perfect fit for any retail or restaurant location looking to increase revenue. Our variety of processing programs, card designs, and merchandising materials are guaranteed to fulfill all of your gift card needs.

Merchant Services - 24/7 USA Help Desk24/7 USA Help Desk

Our in-house, U.S-based Technical Support team is best-in-class. They’re highly trained, answer hundreds of calls a day, and are able to help our merchant quickly and efficiently.

Merchant Services - Safe And Fully CompliantSafe And Fully Compliant

POS Merchant Card Services assures the security of every transaction and assists your business in meeting all PCI-DSS Standards.

We Provide…

  • Appropriate and Applicable Encryption Standards per PCI-DSS Regulations
  • Annual Compliance Upgrades and Maintenance
  • A Self Assessment Questionnaire – A Visa Requirement – Free for Every Business
  • Best Practices and Compliance Updates

Merchant Services - EMV Chip CardsEMV Chip Cards

EMV chip cards use smart chips instead of mag stripes to store the data that is needed in credit card processing to make a transaction. EMV defines a suite of security standards for credit and debit card transactions.


NFC is the future of contactless payment acceptance. An NFC capable device, such as your smartphone, can securely communicate with an NFC equipped payments system to transmit payment data.

Check GuaranteeCheck Guarantee

Check guarantee services protect merchants from incurring the financial loss of accepting bad, bounced, or returned checks for reasons including:

  • Insufficient funds (NSF)
  • Closed accounts
  • Fake accounts
  • Stop payment orders issued by banks

Merchant Services - Advanced Reporting ToolsAdvanced Reporting Tools

Electronic Payments archives merchant statements and transaction data forever, giving our accounts the most thorough online reporting available today. If a transaction goes missing, you have the ability to download any information regarding past processing activity into an Excel sheet. Statements are archived in PDF format and are readily available at the click of a button!

Next Day FundingNext Day Funding

Don’t wait to access your credit card receivables. Now, with Electronic Payments’ LATE Next Day Funding cutoff times, you don’t have to. You can receive funds from all major card brands the very next business day! You just need to Closeout your daily payments by 9:00 PM ET!

Merchant Financing & Cash AdvancesMerchant Financing & Cash Advances

Running a business can be challenging, but getting funding doesn’t have to be! With Electronic Payments, you’ll have access to fast, flexible, and affordable funding solutions, including:

  • Small Business Loans – Loan approval is based on business performance, not just credit score
  • Business Cash Advances – Conveniently repaid through a percentage of your future credit card sales
  • Lines of Credit – Withdraw funds as needed and incur costs only on those withdrawn funds
  • Bridge Loans – Working capital that rewards you with a discounted fee for early payment
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